$115, reiss

This anything-but-basic sweatshirt is all about the detailing: cool quilted fabric (the big thing for Fall 2013), patched front pockets and paneling on the sleeves. Plus, it's incredibly wearable--almost too wearable!--exactly the thing I'd wear to pieces...

1. Reiss quilted sweatshirt, $115, reiss.com
2. Etoile Isabel Marant coat, $660, matchesfashion.com
3. Henri Bendel wrap band ring, $78, henribendel.com
4. Topshop leather tote bag, $150, topshop.com
5. River Island buckle-trimmed heels, $160, riverisland.com
5. R13 jeans, $425, netaporter.com