It's no coincidence that fall's most-wanted designer bags are all simple and understated. No garish logos. No flashy hardware. Not a lot of extras. Following in that subdued, less-is-more vibe is this carry-all from Zara. I'd tote my life around in it with...

1. Stella McCartney t-shirt,
2. River Island grey blazer,
3. Zara studded tote bag,
4. Pour La Victoire ankle strap heel,
5. Reiss seamed navy trousers,