$190, topshop.com

I'm loving the ornate, very Balmain-opulent beading on this jacket. It looks decadent and fancy (and way more expensive than it is), and I love that you can go big with it, with, say, slick leather pants, or wear it informally, with a pair of boyfriend jeans and heels. I'd give it a whirl with...

1. J. Crew silk t-shirt, $188, jcrew.com
2. Topshop beaded jacket, $190, topshop.com
3. Noir bracelet, $110, shopbop.com
4. Zara ankle-strap heels, $49, zara.com
5. Current/Elliot boyfriend jeans, $210, netaporter.com